The Fargo-Moorhead metro area has a population approaching one-quarter of a million people and straddles the Red River of the North in Southeast North Dakota and West-Central Minnesota. Fargo is the county seat of Cass County, North Dakota, and Moorhead is the county seat of Clay County, Minnesota. Fargo was named after Northern Pacific Railway director and Wells Fargo Express founder William Fargo. Moorhead was named for William Garroway Moorhead, also an official for the Northern Pacific Railroad. Fargo is the home of the University of North Dakota and some smaller colleges; Moorhead is the home of Concordia College and the Universtiy of Minnesota-Moorhead.